Financial Aid

• Must be a U.S. Citizen or Eligible Non-Citizen
• Have a Valid Social Security Number
• Have a High School Diploma or GED
• Be enrolled in the Rolfing Certification Program in Boulder, CO.
• Complete your application
• If you are a male over the age of 26, born in 1960 or later, you must be registered with Selective Service
  • To check if you are registered, go to https://www.sss.gov/Registration/Check-a-Registration/Verification-Form and enter your Last Name, Social Security Number, and Date of Birth
    • If not registered, you must contact Financial Aid to complete the Selective Service Appeal Process
• Maintain Satisfactory Academic Progress

*Students cannot currently have a Bachelor’s Degree or higher to be eligible for a Federal Pell Grant. If you have not received a Bachelor’s Degree or higher and have not exhausted benefits at another school, you may still have some Pell Grant eligibility.

1. Go to https://fsaid.ed.gov and Create an FSA ID
   1. Keep your FSA User ID and PW safe, as you will need them to complete additional loan documents.
2. Go to https://studentaid.gov/h/apply-for-aid/fafsa
   1. Enter demographic, financial, and school information
   2. Sign and Submit
3. Allow 2-3 business days for DIRI to receive your application
4. Complete any Verification, C-Code, or additional Income documents as required (will be notified by the Director of Financial Aid)

• Once DIRI receives your application, the Director of Financial Aid will create an Estimated Cost Breakdown and Award Letter, which will reflect your Cost of Attendance and how your aid may be applied to your account.
  • Cost breakdowns are estimated until the completion and finalization of all required forms.
• Review the Estimated Cost Breakdown and Award Letter to determine any out-of-pocket amounts owed to the Institute.
• To refuse any or all of the loans, email to the Director of Financial Aid at finaid@rolf.org to receive a revised Award Letter and Estimated Cost Breakdown.

Before loans can be disbursed, the completion of a Master Promissory Note and Entrance Counseling are required online. Your FAFSA log-in will be required to access www.studentaid.gov.

1. If you have not previously received a Direct Loan, the Federal Government requires you to complete Entrance Counseling to ensure that you understand
    the responsibilities and obligations you are assuming.

• Entrance Counseling reviews your rights and responsibilities regarding Federal Funding.
  • Under Complete Aid Process, choose Complete Entrance Counseling.
  • Click Login.
  • Enter your FSA username and password (same as FAFSA).
  • Click Start on the left.
  • Be sure to add Rolf Institute of Structural Integration (The) on the left and choose "I am completing entrance counseling to receive Direct Loans as an undergraduate student".
  • The entire counseling process must be completed in a single session. Most people complete counseling in 20-30 minutes.

2. Once you have completed Entrance Counseling, you can access the Master Promissory Note in one of two ways.

1. Click Complete a Master Promissory Note under Next Steps near the top right.
   • Click Start next to MPN for Subsidized/Unsubsidized Loans (first option).
2. Hover over Complete Aid Process (at the top of the screen).
   • Click Subsidized/Unsubsidized Loan MPN
   • Login if you are revisiting the page
   • Enter your FSA username and password (same as FAFSA).
   • Click Start on the left.

It is important to understand that when you sign an MPN, you promise to repay all loans made under that MPN. As stated on the MPN, you must repay your loan even if:

• you do not complete your education,
• you are unable to get a job after you leave school and/or
• you are not happy with the education you received.

Exit Counseling

If you have received a subsidized, unsubsidized, or PLUS loan under the Direct Loan Program, you must complete Exit Counseling each time you:

• Drop below half-time enrollment
• Graduate
• Leave School
• Entrance and Exit Counseling can be completed at www.studentaid.gov

• Return the Signed Award Letter to the Director of Financial Aid to accept loans by emailing finaid@rolf.org.

Funds can be applied to any of the three phases.

Loans

Because Federal Aid amounts are limited (Independent borrowers may be eligible for up to $7,716 in loans while Dependent borrows may be eligible for $4,467), students can apply for private student loans through many outside sources to help alleviate some of their balance.

These funds can be applied to any of the three phases.

Here are some questions to ask when exploring a private loan lender:

• What is my FICO score and/or the FICO of my co-signer?
  • Check for Free: www.creditscorecard.com
• Are there loan fees or repayment fees?
• What is the interest rate range?
  • Is the rate fixed or variable?
  • If variable, how high can the rate go?
• When does repayment begin?
  • Are in-school payments required?
  • What will the monthly payment be?
  • What will the total cost of the loan be?
• Will I need a Co-Signer?
  • How do they evaluate the Co-Signer (credit score, history, debt-to-income ratio)?
    • Can they be released after a certain number of payments?
• Are there interest rate reductions for automatic withdrawal payments, or do you have an existing account?
• Are there deferment or forbearance options available?
• Is the loan forgivable in the case of death or disability?

View additional information on loans from:

• Sallie Mae Student Loans
  • For DIRI, select the "Career training student loans" option.
  • A cosigner is not required for U.S. citizens and permanent resident aliens but may help you qualify and/or receive a lower interest rate.
    • View the Sallie Mae Loan Application and Solicitation Disclosure
• Alaska Commission on Postsecondary Education (ACPE)

View additional information on sources from:

• AmeriCorp
• New Jersey Higher Education Student Assistance Authority (HESAA)
• Vermont Student Assistance (VSAC)
• Canadian sources (See attached form)
• Veteran's Benefits (See below)
• Colorado Department of Labor and Employment (See below)

DIRI Funding Options

Scholarships:

Scholarships are considered “free money” and do not require repayment. They should never cost you anything to apply for them.

The Rolf Institute offers Scholarships for qualifying students.

Many companies also offer scholarships for continuing education. Many can be found online. It is recommended that you “think outside the box” when applying.

Do not limit yourself. Seek scholarships for other types of body workers (i.e., massage, acupressure, etc.), as many may have funds available to award students of structural integration. You can also search for scholarships offered for gender, race, veteran status, or previous places of employment.

Scholarship Databases provide the ability to search for multiple opportunities. Please note that you will likely need to register for these sites to be matched with awards that personally fit your needs.

• Tuitionfundingsources.com (Sponsored by Wells Fargo)
• Scholarships.com
• FastWeb

• Refund Policy
• Return of Title IV Funds
• Refund Policy for Veterans
• Conduct
• Satisfactory Academic Progress

Download the full Financial Aid Policies and Procedures Manual (Note: Large file, 4.6 MB)